Tolu Adetuyi
Innovator & Venture Architect
Forbes Tech Council'24
Co-Founder & Chief Innovation Officer at Prembly(YC W22)
I build the infrastructure people and businesses need to create and exchange value, so they can earn, grow, and participate productively in the global economy.
Over the past decade, I have built at the intersection of identity, compliance, financial infrastructure, and capital formation across Africa. At Prembly, I am building the trust infrastructure that enables businesses to verify, transact, and grow with confidence.
Before Prembly, I led growth at Moniepoint, helping build the distribution network behind billions of dollars in transactions across Africa. That experience shaped how I work today: synthesizing intelligence and relationships into products, ventures, deals, and institutional leverage.
I hold a first-class degree in Computer Science and an MBA with a concentration in Finance from Morgan State University, where I graduated as a GSBM Scholar. I am also a lifetime member of Beta Gamma Sigma, the international business honor society.
Current Work
I also curate Chronicles of Innovation and created ZeroToAct to make practical knowledge easier to use.
Core Areas of Focus
Writing
All 36 essays →Essays and frameworks on trust, capital, infrastructure, leadership, and how emerging markets work.
My Thesis
Infrastructure for economic participation
My work is guided by a simple conviction. Economic participation expands when people and businesses can prove who they are, move money, reach markets, learn what works, access capital and productive assets, and rely on dependable infrastructure.
Most of the work I have done and continue to do is an active expression of that thesis, from trust infrastructure to distribution to capital. The newest is Powering Nigeria Infrastructure Fund 1, being formed to finance distributed energy assets around productive demand and test how reliable power can strengthen earnings, operating capacity, and economic inclusion.
Read my thesis →Featured
Lagos Tech Fest 2023: Identity verification, compliance, and reducing fraud for African startups.